Independent financial advice,
for your best future.
Independent financial advice, for your best future.
I'm Simon.
With me, it’s 100% about you.
As a values-based and fully independent financial adviser, I always have your best interests at heart. I get no commissions or benefits from ANY product providers and institutions.
I hear you
You want to sort your financial future, but it all seems so difficult!
How do you know which financial planner to trust? Is it worth spending money on a financial adviser? Does financial lingo give you a headache? Maybe numbers are not your thing? Will the adviser care about your values?
Financial planning can feel overwhelming! But it doesn’t have to be.
I set up Core Independent Financial Advice with one goal in mind: To give you peace of mind through expert and personalised advice, that’s simple to follow, and gets great results.
And I’m passionately independent. Unlike 95% of financial advisers, I don’t receive any kickbacks from financial organisations for recommending their products. Even if they insist on paying me a commission (and many do!) I just transfer the whole amount back to you. Because it’s your money.
Listening is at the heart of what I do. I want to learn what you like doing and why, what matters to you and where money fits in. So together we can build a plan tailored for you and your best future.
Practice areas.
Lifetime planning
Do you want to enjoy the things you like for as long as possible? Lifetime planning can help, by organising your finances so you can do the things you like now and in the future.
Whether you are a long way from retirement, close to it or already retired, we can develop a plan tailored just for you. That way you can retire comfortably. And if it’s still some way off, you’ll also be able to pay for life’s other major milestones like getting married, buying a home or raising a family.
Cash flow/budgeting
Getting financially fit is smart. And you achieve it by adopting good financial habits. I can help. See me as your money coach! Together we can develop an easy to follow finance fitness plan with goals and rewards just like a physical fitness plan.
Controlling spending. Saving well. Borrowing sensibly. Investing wisely. Insuring appropriately. These are the things that will get you in shape. Then when something unexpected happens, you’ll be able to handle it easily.
Superannuation
Superannuation is fun. Don’t believe me? Look at it this way: Your super is your golden ticket to a better future life. One with the freedom to travel, socialise and enjoy life when you retire. Sound like fun now? It is. Future fun.
Super touches every aspect of your financial planning. Insurances, investments, tax planning, estate planning mortgage, family matters. I can help you decide what actions to take to move towards your best life when you’re older.
Investments
Investing is a conversation for everyone. Why? Because it’s about creating more wealth so that you can do what you like to do. It’s not about money. It’s about happiness.
Of course, investing is not easy which is why most of us don’t do it. And there’s so much contradictory advice out there. Fear not. Together we can work through all your options to give you an investment plan tailored to your goals, circumstances and preferences. Bring on your happy.
Personal Insurance
Insurance is about protecting yourself and your loved ones. It’s important. But it’s also bewildering. What cover should you have? How much should you pay? Are you covered for the right things?
Whether you want to be covered for illness, injury, loss of income or even death we can get you the right cover. And that will give you the peace of mind of knowing that you your loves ones are looked after if the unwanted ever happens.
Centrelink
You have a right to Centrelink payments to help you through times of change and difficulty. With me in your corner, you’ll be able to navigate through the system to get what you’re entitled to.
So whatever your circumstances, let’s chat. And we’ll get you your government payments and services from everything that’s available: for retirees, the unemployed, families, carers, parents, people with disabilities, Indigenous Australians, students, apprentices and people from diverse cultural and linguistic backgrounds. As well as social security payments.
Aged Care
Entering aged care can be daunting. And the financial aspects of the system are complex. I am ready to serve as your guide, whether you’re preparing years in advance or need to make urgent decisions.
I’ll help you make the financial part of this change go smoothly, so it is as stress-free as possible. From the type and quality of care, to the costs, your pension and your assets, we’ll cover the lot.
Estate Planning
Are you struggling to do your estate planning? Does it keep getting bumped down the To Do list? Let’s get it done and dusted, so that your wealth gets shared according to your wishes after you die.
With my help, we’ll get everything sorted from your will to your super, businesses, assets and more. And then you’ll know that you’ll have made life easier for those you care about when you’re gone.
